Analyst/Sr Anal

EXL Decision Analytics

EXL (NASDAQ:EXLS) is a leading operations management and analytics company that helps businesses enhance growth and profitability in the face of relentless competition and continuous disruption. Using our proprietary, award-winning Business EXLerator Framework™, which integrates analytics, automation, benchmarking, BPO, consulting, industry best practices and technology platforms, we look deeper to help companies improve global operations, enhance data-driven insights, increase customer satisfaction, and manage risk and compliance. EXL serves the insurance, healthcare, banking and financial services, utilities, travel, transportation and logistics industries. Headquartered in New York, New York, EXL has more than 24,000 professionals in locations throughout the United States, Europe, Asia (primarily India and Philippines), Latin America, Australia and South Africa.

EXL Analytics provides data-driven, action-oriented solutions to business problems through statistical data mining, cutting edge analytics techniques and a consultative approach. Leveraging proprietary methodology and best-of-breed technology, EXL Analytics takes an industry-specific approach to transform our clients’ decision making and embed analytics more deeply into their business processes. Our global footprint of nearly 2,000 data scientists and analysts assist client organizations with complex risk minimization methods, advanced marketing, pricing and CRM strategies, internal cost analysis, and cost and resource optimization within the organization. EXL Analytics serves the insurance, healthcare, banking, capital markets, utilities, retail and e-commerce, travel, transportation and logistics industries.

Please visit www.exlservice.com for more information about EXL Analytics.

Role Overview:

• Doing independent research, analyze, and present data as assigned
• Expected to work in close collaboration with the EXL team and clients on general insurance actuarial projects for US markets
• Manage rate reviews, filings with DOIs and DOI complaints support moderate to complex product initiatives
• Prepare detailed documentation for rate review, and state filing reports and preparing presentations
• Assist in analyzing, identifying and tracking new market trends, including underwriting and rate actions and proposing what actions to take
• Develop and use collaborative relationship to facilitate the accomplishment of working goals
• Facilitate, while working with other departments, in creation of product strategy, countrywide underwriting revisions and countrywide requirement updates
• Assist in audit functions as needed
• Work with Predictive Modeling on finding support and determining new model selections

Key Responsibilities:

• Prepare forms and rules filings in collaboration with the onshore stakeholders
• Perform state-specific research to support new or revised filings. Interpret ISO/NCCI circulars, bulletins, or manual updates
• Analyze recent and emerging regulatory changes to proactively recommend necessary form and rule updates to maintain compliance and competitive positioning
• Create redlined or annotated versions to highlight changes from previously approved versions
• Design & draft policy forms using tools like Documaker, ensuring adherence to company formatting standards (e.g., font size, margins, spacing, pagination) and content rules (e.g., mandatory clause, prohibited terms, disclaimers)
• Draft cover letters, filing memoranda articulating filing purpose, changes, and effective dates along with other supporting documents
• Complete required forms, checklists, and certifications
• Conduct a peer review for accuracy, completeness, clarity etc. ensuring proper mention of filing type, form numbers, dates, versions
• Coordinate with Legal, Compliance, Underwriting, and Product Management teams for cross-functional alignment
• Ensure filings comply with state-specific regulatory requirements and DOI
• Submit filings through SERFF or state-specific portal as required
• Support to respond to objections, inquiries, or requests for clarification from state regulators
• Ensure proper documentation and maintain organized filing folders, version logs and correspondence
• Utilize JIRA or similar project management tools to track progress, manage tasks, coordinate with team members, and ensure deadlines are met efficiently
• Support the development of tool/framework to review and compare form with prior versions/templates
• Support the development of validation tools/framework to quality check format and contents

Candidate Profile:

• Bachelor’s/Master's degree in engineering, economics, mathematics, actuarial sciences, or similar technical degree. Master’s in business or financial management is also suitable
• 2-4 years’ experience, with good understanding of P&C actuarial concepts - pricing
• Exposure to US general insurance market
• Proficiency in Excel, VBA Macros, Documaker, Jira
• Strong ability to learn technical and business knowledge
• Superior analytical and problem solving skills
• Outstanding written and verbal communication skills
• Excellent time and work management skills
• Able to work in fast pace continuously evolving environment and ready to take up uphill challenges
• Is able to understand cross cultural differences and can work with clients across the globe

What we offer:

• EXL Analytics offers an exciting, fast paced and innovative environment, which brings together a group of sharp and entrepreneurial professionals who are eager to influence business decisions. From your very first day, you get an opportunity to work closely with highly experienced, world class analytics consultants.
• You can expect to learn many aspects of businesses that our clients engage in. You will also learn effective teamwork and time-management skills - key aspects for personal and professional growth
• Analytics requires different skill sets at different levels within the organization. At EXL Analytics, we invest heavily in training you in all aspects of analytics as well as in leading analytical tools and techniques.
• We provide guidance/ coaching to every employee through our mentoring program wherein every junior level employee is assigned a senior level professional as advisors.

Sky is the limit for our team members. The unique experiences gathered at EXL Analytics sets the stage for further growth and devel