Bsa/aML Analyst

Qualifications and requirements

• Experience: 3+ years in BSA/AML, financial-crime operations, KYC/KYB, screening, or transaction monitoring at an MSB, payments company, remittance firm, sponsor bank, crypto exchanges, or similar regulated payments business.
• KYB + KYC range: Comfortable applying a risk-based approach to both companies and individuals, including beneficial-ownership analysis and expected-activity testing.
• Tools: Hands-on experience with a modern KYC/KYB and screening platform such as Sumsub, Persona, Jumio, ComplyAdvantage, World-Check, Alloy, or similar is acceptable if you can get productive in AiPrise quickly.
• Regulatory fluency: Working knowledge of the FATF Recommendations in practice (CDD/EDD, PEPs, targeted financial sanctions, ongoing monitoring, suspicious-activity reporting). U.S. BSA/AML, CIP, beneficial-ownership, OFAC, and FinCEN SAR expectations should be familiar even if they are not the only regime you have used.
• Judgment and writing: You can reconstruct a flow of funds, separate a true hit from a name collision, and write a narrative a reviewer can act on.
• Location: Remote, Americas. Must overlap U.S. Eastern 9:00–17:00 at minimum.
• Language: English working language.

Projects

Walapay Compliance

Compliance is not a bolt-on. KYC, KYB, sanctions screening, customer risk rating, and transaction monitoring sit in the product so partners can launch corridors without standing up a full financial-crime stack themselves. This role sits on that control surface: you review real customers and real flows, and you help keep the program defensible as volume grows.

BSA/AML Analyst

We are hiring a BSA/AML Analyst to run day-to-day financial-crime operations across two populations: business clients (neobanks, payroll providers, PSPs, merchants, and other companies) and the end users those clients bring onto Walapay rails.You will own first-line casework — onboarding due diligence, sanctions/PEP/adverse-media disposition, and transaction-monitoring investigations — and write clear recommendations. Suspicious-activity decisions and regulatory filings sit with the AML Officer / Compliance Officer.The program is built on a FATF-aligned, risk-based framework. U.S. BSA/AML and OFAC obligations are a core part of the work, not the only part. You will also apply partner-bank expectations and the AML/CFT standards that apply in the corridors we serve.

Desirable skills

• KYB/KYC onboarding: Review KYB packages, including formation documents, ownership charts, control persons, UBO identification (25%+ and control), business activity, expected volume and purpose, licenses where relevant, and source of funds / wealth when risk requires it. Review KYC / CIP files for individuals — identity, address, occupation, expected activity — including end users onboarded through platform partners. Work cases in AiPrise (or an equivalent KYC/KYB and screening platform)
• Screening: Disposition sanctions, PEP, watchlist, and adverse-media alerts. Record a true-match / false-positive rationale that would survive a partner-bank or examiner review.
• Transaction monitoring: Investigate alerts and referrals across payment rails. Compare activity to the expected profile. Identify structuring, layering, mule patterns, sanctions-evasion attempts, unusual cash-out, and corridor-specific typologies. Write investigation narratives and SAR/STR recommendations.