Sr Commercial Loan Reporting & Controls Analyst

As Part Of This Role You Will

• Perform General Ledger (GL) and Demand Deposit Account (DDA) reconciliations for loan portfolios, identifying, researching, and resolving discrepancies.
• Validate loan system interfaces to the General Ledger (GL), ensuring the accurate recording of principal, interest, fees, and charge-offs.
• Perform servicing activities for impaired loans, including non-accrual loans, charge-offs, recoveries, and related account maintenance.
• Prepare, review, and reconcile Small Business Administration (SBA) Form 1502 reporting and support the full SBA loan servicing lifecycle.
• Develop, maintain, and enhance reconciliation controls, exception reporting, and monitoring processes to ensure data integrity and operational accuracy.
• Support internal and external audits, compliance monitoring activities, and process documentation efforts.
• Partner with Operations, Finance, Credit, and Information Technology (IT) teams to investigate discrepancies, resolve issues, and improve processes.
• Identify, recommend, and implement process improvements and operational efficiencies through the effective use of technology and automation.

• Bachelor’s degree in business administration, Accounting, Finance, or a related field OR Associate Degree/ Two years of College + Two (2) years of related work/military experience OR four (4) years of related work/military experience
• A minimum of three (3) years in loan servicing, accounting, finance or related field

• Experience with SBA 1502 reporting, loan accounting, and reconciliations.
• Experience with impaired loans, charge-offs, and recoveries.
• Strong Excel and core banking system experience.

• Base Pay PLUS Bonuses
• Medical, Dental and Vision Insurance
• 401k
• Health Savings and Flexible Spending Accounts
• Vacation/Sick Time
• Paid Holidays
• Paid Parental Leave
• Tuition Reimbursement
• Additional Benefits

First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses and other organizations. Our Vision, Mission and Team statement reflect and reinforce that authentic service philosophy.

Our Vision Is

To enhance the financial wellness of the diverse communities we serve.

Our Mission Is

To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders.

Our Team

"We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging."

Apply today to begin your career with us!