2027 Early Talent – Auto Data & Analytics Talent Development Program

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

The Data & Analytics Rotational Development Program within our Auto Finance business is crafted for highly motivated college graduates with a desire to further their career in the field of Analytics and Data. The two-year program will provide an applied training experience where you will gain insight into the Ally brand, consumers and support analytics capabilities and emerging technologies. The program provides an accelerated career path focused on ensuring you have the knowledge and skills to be successful.

The Work Itself

The Opportunity

The Data & Analytics Talent Development Program within our Auto Finance business is crafted for highly motivated college graduates with a desire to further their career in the field of Analytics and Data. The two-year rotational program will provide an applied training experience where you will gain insight into the Ally brand, consumers and support analytics capabilities and emerging technologies. The program provides an accelerated career path focused on ensuring you have the knowledge and skills to be successful.

The Details

• Program Start Date: January 20, 2027 and July 7, 2027
• In Person with Flexibility
• 40 Hour Work Week
• Market Competitive Compensation & Benefits
• Locations available: Detroit, MI and Lewisville, TX

• This two-year program provides participants three, 8-month rotations in the Data Analytics & Data Science space.
• Within the rotations, the participant will have the opportunity to demonstrate their analytical, leadership, project management, problem solving, innovation, and communications skills.
• The program provides an immersive experience, development opportunities, and peer mentor provides an opportunity to learn and apply skills while creating a solid foundation to start your career.
• This is an outstanding opportunity for the participants to gain a diversity of business experience in a short period of time and launch their careers at Ally.

• Originations:
• Credit Policy Indirect - Driving Auto decisioning strategy for largest Auto lending bank, by identifying whom to approve/decline using data-driven approaches to help business manage to business plan, while staying within risk appetite. Strategy development and performance analysis to optimize Auto business performance.
• Servicing & Portfolio Strategy:
• Servicing Strategy - Servicing Strategy focuses on collections through post-charge off recovery to optimize portfolio performance. Optimize Auto servicing strategy using data-driven approaches to reduce NCO (Net Charge Offs) and enhance cost efficiency
• Servicing Data Science - Leverage advanced analytics to drive servicing strategic decisions, optimize operations and enhance customer experiences. Key functions include developing customer segmentation and statistical or machine-learning models to support and improve servicing strategy and analytics
• Portfolio Analytics - Proactively monitor originations, early performance, delinquency, and credit loss trends for all of Ally’s consumer auto portfolio. Support end-to-end portfolio risk monitoring and analytics for Ally’s consumer auto portfolio, including serviced and non-serviced portfolios.
• Auto Finance Strategy:
• Auto Valuations - Auto Valuations is part of the larger Pricing organization and focuses on vehicle valuations for several purposes. The team develops and uses various models, analytical tools and large data sets to produce its work. The team tracks and projects used vehicle values with the internally developed Ally Wholesale Price Index. The team also sets new vehicle residual values, prices vehicles for remarketing (both lease returns and retail loan repossessions) and provides portfolio valuation forecasts for both risk management and financial planning.
• Loss Forecasting - Utilize modeled data, economic inputs, and quantitative and qualitative analysis to produce retail auto loss forecasts, support forecasting models, and deliver related reporting. Generate and report auto loss forecast results, reporting and models to support Allowance for Credit Losses (ACL), Capital Planning & Stress Testing (CPST), Corporate Auto Loss Forecasting, portfolio and vintage performance analytics, credit related executive reporting and earning presentations
• Forward Flow - The Alternative Lending BU (Forward Flow) is an integral component of Ally’s Auto Finance organization, complementing Ally’s Indirect Lending BU. Its primary focus is the purchase of loans originated by external partners. Develop statistical models and monitoring dashboards to support strategic decisions, optimize operations, and enhance portfolio performance within Alternative Lending.
• Pricing - Develops, implements, optimizes, tests, and analyzes rate strategies to achieve financial business plan targets while operating within the risk appetite framework.
• Partner Support:
• Employee & Dealer Incentives - The Incentive Compensation department administers Ally’s various employee incentive compensation plans across multiple business units including Sales, Collections, and other customer-facing positions. Perform end-to-end development, administration, and execution of incentive compensation plans. This includes strategic analysis, project management, model building, payment calculation, report building, and resolving participant/executive inquiries.
  

The Qualifications We’re Looking For

• Program Eligibility: Must be graduating between July 2026 and June 2027
• Graduating with a Bachelor's degree between December 2026 and June 2027. Students who go straight from a Bachelors to Masters Degree in this area may also be considered.
• Eligible to work in the US for any employer without sponsorship from the company now or in the future.

• Preferred majors include Informational Sciences, Data Science, Business Analytics, and Statistics.
• Data-centric, collaborative and curious individuals with a high-level of emotional intelligence, adaptability and influencing skills who are eager to learn.
• Ability to collect, manage and analyze data to solve problems and drive strategies across the Auto organization.
• Extracurricular activities/leadership experience is preferred (student organizations, volunteering, sports, part-time roles, etc.).
• Prior experience with SQL, Power BI and Python
• Proven work experience or internship in financial services, preferred.

• 0+ years of experience
• Bachelor's degree required
• High school Diploma or GED equivalent

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).

Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.

Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.

Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.

Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf

Who We Are

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email [email protected] with details of your accommodation request.

Base Pay Range

An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Incentive Compensation

This position is eligible to participate in our annual incentive plan.