Corporate Credit Analyst

Job Purpose: To provide efficient and quality support to managers in determining the financial conditions of existing/ prospect borrowers.

Job Responsibilities:

- Spreading financial statements and prepare comprehensive financial analysis including & not limited to SWOT financial analysis identifying strengths, weaknesses, opportunities and threats.

- Analyze credit and financial information of current and potential Commercial Banking business customers ranging from simple to very complex in nature.

- Quality check financial statement spreads for accuracy to enable informed credit decisions to be made.

- Join the manager on selective basis in calling on clients and prepare call report.

- Read daily and periodical business related press to be in constant update with latest business development.

- Organize accounts review dates in co-ordination with relationship officers and setting up priorities for existing and setting up priorities deals.

- Maintain computerized versions in an efficient and retrievable manner.

- To be familiar with the bank credit policy and to be aware of amendments to this policy.

- Adhere strictly to compliance and operational risk controls in accordance with the bank and regulatory standards, policies and practices; report control weaknesses, compliance breaches and operational loss events.

- Attends and participates in both in-house and outside training sessions to maintain awareness of overall bank products and/or technologies to increase the skills level.

- Research and assist with the preparation of credit application.