Credit Analyst
Indexed description
Jil Sander is looking for a Credit Analyst to join the Finance team at the Headquarters in Milan.
Key Responsibilities
- Monitor daily customer open positions, overdue balances, and the overall credit portfolio performance.
- Carry out collection activities (phone calls, emails, certified emails) and independently manage client contacts for the recovery of overdue receivables, coordinating with the Sales Department.
- Manage the daily recording and reconciliation of incoming payments.
- Enter, update, and monitor customer credit limits based on internal policies and credit insurance guidelines (where applicable), as well as the latest regulations and sanctions (e.g., EU regulations on restrictions related to Russia).
- Block/unblock orders and deliveries according to company procedures and the customer’s risk profile, in coordination with Sales Management and Customer Service.
- Prepare and negotiate Letters of Credit / CAD (Cash Against Documents).
- Maintain an updated archive of communications and activities related to clients.
- Prepare periodic reports on DSO, aging lists, exposure, collections performance, and other KPIs.
- Support short-term financial planning by analyzing variances compared to the budget and interim forecasts.
- Liaise with the Sales and Customer Service teams to accelerate the resolution of customer disputes and define repayment plans.
- Collaborate with legal firms or external partners on credit recovery procedures.
- Bachelor’s degree in Economics or Legal Studies.
- At least 3 years of experience in credit management.
- Strong ability to handle data with accuracy and confidentiality.
- Good leadership and teamwork skills.
- Strong problem-solving and negotiation skills.
- Ability to manage workload peaks (seasonality) and prioritize tasks effectively.
- Knowledge of SAP S/4HANA, Excel, and Power BI.
- Fluent in English.
- Salary range (gross annual salary): €30,000 – €38,000
- National Collective Bargaining Agreement (CCNL): Textile Industry
- €8.00 meal vouchers
- Company welfare benefits
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