Full Stack Tech Lead (AI Native)

PENNYMAC

Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market.

At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey.

A Typical Day

Role Overview

The Full Stack Tech Lead (AI Native) will lead the technical direction of our customer-facing identity platform. You will use AI coding assistants to modernize SSO via Auth0 and migrate legacy systems while maintaining secure authentication standards.

Core Responsibilities

• AI Leadership: Champion AI-native tools (GitHub Copilot, Cursor) to accelerate delivery and provide technical mentorship across AWS and full-stack domains.
• Domain Ownership: Manage Auth0 implementation, OIDC/SAML protocols, and secure migration strategies with zero customer disruption.
• Modernization: Oversee Ruby on Rails, Node.js, and React development while refactoring legacy systems.
• Collaboration: Partner with InfoSec and Product Owners to align technical specs and monitor platform health via New Relic.

What You’ll Bring

Required Technical Profile

• 7+ years of software engineering experience (3+ in leadership).
• Deep expertise in IAM (Auth0, Okta) and protocols (OAuth2, OIDC/SAML).
• Proficiency in AI-augmented development, Ruby on Rails, Node.js, and PostgreSQL.
• Strong background in security best practices and Agile methodology.

Preferred Qualifications

• Experience with legacy IDP migrations, Infrastructure as Code (AWS CDK/Terraform), and UI accessibility (WCAG).

Why You Should Join

As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported.

Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include:

• Comprehensive Medical, Dental, and Vision
• Paid Time Off Programs including vacation, holidays, illness, and parental leave
• Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations)
• Retirement benefits, life insurance, 401k match, and tuition reimbursement
• Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships

To learn more about our benefits visit: https://pennymacnews.page.link/benefits

For residents with state required benefit information, additional information can be found at: https://www.pennymac.com/additional-benefits-information

Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below:

• Lower in range - Building skills and experience in the role
• Mid-range - Experience and skills align with proficiency in the role
• Higher in range - Experience and skills add value above typical requirements of the role

Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance.

Salary

$110,000 - $170,000

Work Model

OFFICE