Business Analyst

Looking for an Experience Business Analyst who understands ISO 8583 or BASE 24 message flows for card authorization, clearing, and settlement. Coordinate with LATAM vendors and clients in Spanish and English and Support in clearing and settlement reconciliation and exception handling.Must have skills:Banking, Cards & Payments domain

·ISO 8583 (Core protocol for building and parsing financial transaction messages between payment systems. Used daily in developing, debugging, and testing card authorization and switching flows.

·Knowledge of BASE 24 is beneficial.

·Payments clearing & settlement (Applied when managing end-to-end fund movement — from transaction capture through interbank clearing to final settlement. Critical for ensuring reconciliation accuracy and resolving discrepancies.)

·Message switching & transaction flow (Essential for designing and troubleshooting the routing logic that directs authorization requests between acquirers, issuers, and card networks. Applied in system architecture, incident resolution, and performance tuning.)Languages: Spanish (Advance), Optional- English (Intermediate)

Nice to have skills:

·Card scheme certification (Advantageous when interfacing directly with Visa, Mastercard, or other scheme networks during certification and compliance testing.

·Reduces onboarding time and increases credibility in scheme-level discussions)

·Store & forward (Beneficial for handling offline transaction queuing scenarios — storing transactions locally when the network is unavailable and forwarding them once connectivity is restored. Relevant in intermittent-connectivity LATAM deployment environments.)