Product Manager
Indexed description
Key Responsibilities
Product Strategy & Roadmap
- Prioritize features and enhancements based on client needs, regulatory requirements, and business value
- Define and maintain product backlogs with well-groomed, clearly articulated user stories and acceptance criteria
- Lead requirements-gathering sessions, workshops, and discovery calls with client stakeholders to capture business needs and translate them into actionable product specifications
- Deliver product demonstrations and solution walkthroughs to clients, including executive audiences, showcasing new capabilities and workflow improvements
- Build strong client relationships, acting as a trusted advisor who understands their servicing operations and cash management challenges
- Partner closely with engineering and QA teams in an Agile environment, participating in sprint planning, backlog refinement, daily standups, and retrospectives
- Write detailed functional specifications, process flows, and acceptance criteria that engineering teams can execute against with minimal ambiguity
- Collaborate with architects and developers to evaluate solution options, assess trade-offs, and make informed product decisions
- Assist with UAT (User Acceptance Testing) with clients, coordinating feedback and sign-off prior to release
- Apply hands-on knowledge of mortgage cash operations including payment application hierarchies, suspense management, curtailments, payoff quotes, wire processing, and investor remittance
- Identify and address gaps in cash reconciliation, exception handling, and audit trail capabilities
- 5+ years of product management experience, with at least 3 years in mortgage servicing
- Demonstrated expertise in cash management, payment processing, or financial operations within a servicing or loan administration environment
- Proven track record of client-facing work — conducting requirements sessions, delivering demos, and managing stakeholder expectations
- Strong collaboration skills with software development teams; experience working in Agile/Scrum methodologies
- Ability to write clear, detailed user stories and functional specifications
- Excellent communication skills — able to translate technical concepts for business audiences and business requirements for technical teams
- Familiarity with servicing platforms (e.g., Black Knight MSP, ICE Mortgage Technology, Sagent, or similar)
- Exposure to CFPB regulations, GSE guidelines, and state-specific servicing compliance requirements
- Background in business analysis or implementation consulting within fintech or mortgage technology
- Experience with product tools such as ADO
- Basic understanding of AI concepts and their practical applications in a product and business context.
- Background in leveraging AI for predictive analytics, automation, or data-driven decision-making.
- Familiarity with using AI tools to accelerate the creation of use cases, story development, and software development workflows.
- Knowledge of AI in supporting workflow automation, with the ability to identify and advocate for automation opportunities within the product lifecycle.
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