FinCrime Analyst

About the company:

CoinPayments is the first and leading crypto payment processor worldwide. With over 1 million users and more than 120,000 registered merchants in over 190 countries, CoinPayments has become one of the most widely used multi-crypto payment systems available online. Since 2013, we have developed a complete crypto payment gateway that allows merchants to accept over 100 cryptocurrencies and hold over 2,000+ altcoins, all on a single platform.

Job Summary:

The FinCrime Analyst monitors transactions, investigates suspicious activity, and supports compliance efforts to prevent financial crime. This role involves transaction monitoring, data analysis, reporting, case management, responding to law enforcement requests, and working with cross-functional teams to ensure regulatory requirements are met and the Company's AML/CTF framework is effectively maintained.

Key Responsibilities:

• Transaction Monitoring: Continuously monitor client transactions to identify suspicious activity and prevent illicit behaviors.
• Data Analysis: Leverage advanced tools to analyze financial data, customer profiles, and behavior for red flags and potential violations.
• Report Preparation: Draft and submit internal reports on suspicious transactions to senior compliance members.
• KYC/KYB Guidance: Provide expert advice to KYC/KYB specialists on high-risk clients and activities.
• Chainalysis Review: Independently analyze unusual transactions flagged by Chainalysis, including on-chain background and necessary due diligence.
• Customer Research: Conduct thorough investigations of existing customers to assess their involvement in suspicious or illicit activities.
• Recordkeeping: Maintain detailed and accurate records of investigations, escalations, and decisions in line with internal procedures and regulatory requirements.
• Dashboard Management: Create, update, and oversee data dashboards for monitoring product features and performance metrics.
• System Configuration: Support the ongoing monitoring and tuning of the transaction monitoring system to improve detection capabilities and reduce false positives.
• Investigation Documentation: Create detailed and accurate investigation reports that comply with regulations and internal policies.
• Case Management: Efficiently manage case investigations and promptly address fraud referrals.
• Law Enforcement Requests: Act as the primary point of contact for law enforcement agencies and other competent authorities. Coordinate and manage the handling of external information requests and enquiries. Ensure timely and compliant responses to court orders, production orders, subpoenas, and other legally binding requests.
• Escalations: Assess and analyse external enquiries, escalating suspicious activity where appropriate in accordance with the Company's AML/CTF procedures.
• Compliance Initiatives: Contribute to compliance projects and initiatives, helping to develop and implement new compliance measures.

Education:

• Bachelor’s degree in a relevant field or equivalent combination of education and experience.
• CAMS or equivalent AML/CTF certification preferred.

Experience:

• 2+ years in AML/CTF, financial crime compliance, or related field, preferably within fintech or financial services.

Nice to have:

• Experience with blockchain analytics.
• Knowledge and understanding of emerging criminal patterns and industry trends.

Skills:

• Detail-oriented with strong analytical skills for conducting investigations and identifying trends in data.
• Excellent written and verbal communication for report preparation and cross-functional collaboration.
• Strong time management and case management skills, with the ability to handle multiple cases simultaneously.

What we offer:

• Competitive financial reward from 2,000 EUR to 3,000 EUR;
• Remote work and flexible schedule;
• Meaningful and impactful work;
• Culture of diversity & inclusion to unite the most outstanding talents;

By applying for this position, you agree that CoinPayments will process your personal data in accordance with the General Data Protection Regulation (GDPR) and applicable data protection laws. Your information will be handled securely and used solely for recruitment purposes.