AML & Compliance Lead

About Snaplii

Snaplii is one of Canada's fastest-growing fintech platforms, transforming how people pay, save, and earn rewards. With over $200M in annual transaction volume and 400,000+ users across North America, we deliver unmatched utility through a single seamless app. We consistently rank among the Top 40 Finance Apps on the Apple App Store, powered by a highly engaged user base and partnerships with more than 500 leading brands, including Costco, Walmart, Amazon and Uber.

Behind the scenes, Snaplii operates real payment infrastructure at scale. Together with our merchant payment business, our platform supports thousands of merchants and processes billions of dollars in transaction volume across North America.Today, we are expanding beyond consumer fintech and building the infrastructure layer for the next generation of AI-native commerce and programmable payments.

As we continue to scale, compliance is not a back-office function — it is a core part of how we launch products, partner with banks, and build trust in the financial ecosystem.

We're not looking for a traditional compliance manager.

We're looking for a hands-on operator who has worked inside fintech, payments, digital wallets, or banking environments and enjoys solving real compliance and AML challenges.

This role is ideal for someone who still likes being close to the work — engaging with banks, supporting audits, reviewing AML processes, and helping launch new financial products.

What You'll Own

AML & Regulatory Compliance

• Serve as a key compliance resource for Canadian and U.S. regulatory requirements
• Maintain and enhance AML, KYC, transaction monitoring, sanctions screening, and reporting programs
• Support FINTRAC compliance obligations, audits, examinations, and regulatory inquiries
• Monitor regulatory developments and translate them into practical business requirements

Banking & Partner Due Diligence

• Work directly with banks, PSPs, and financial partners during onboarding, reviews, and ongoing compliance assessments
• Complete due diligence questionnaires and compliance reviews for new and existing partnerships
• Respond to compliance requests from banking partners and payment providers
• Help explain new products, payment flows, and business models to external stakeholders

Licensing & Regulatory Operations

• Support MSB, PSP, and other licensing requirements across Canada and the United States
• Coordinate filings, renewals, reporting obligations, and audit requests
• Maintain compliance documentation, policies, and operating procedures

Product & Business Enablement

• Partner closely with Product, Risk, Operations, and Engineering teams
• Review new features, payment flows, and growth initiatives from a compliance perspective
• Help the business launch faster while maintaining regulatory integrity
• Provide practical compliance guidance rather than simply identifying risks

What We're Looking For

• 3+ years of compliance, AML, risk, or regulatory experience
• Experience working in fintech, payments, digital wallets, banking, crypto, or other regulated financial services environments
• Strong understanding of:
• FINTRAC
• PCMLTFA
• AML/KYC requirements
• Transaction monitoring
• Sanctions screening
• MSB/PSP compliance obligations
• Experience interacting directly with banks, payment processors, or financial partners
• Comfortable operating independently with minimal supervision
• Strong written and verbal communication skills
• Able to balance regulatory requirements with business growth objectives

Bonus Points

• Experience with FinCEN, U.S. MSB, or MTL requirements
• Experience working with PSPs such as Stripe, Adyen, Paysafe, or similar providers
• Experience supporting wallet products, stored value products, prepaid programs, or cross-border payments
• Previous startup or high-growth fintech experience
• CAMS certification

Who Thrives Here

This role is ideal for someone who enjoys building rather than maintaining.

You'll likely enjoy this opportunity if:

• You prefer solving real compliance problems instead of sitting in endless meetings
• You like working directly with founders, operators, and product teams
• You enjoy taking ownership and figuring things out independently
• You want meaningful influence on a fast-growing fintech platform rather than being one of hundreds of compliance employees at a large bank

If you're looking for a highly structured corporate environment with multiple layers of approvals, this role is probably not the right fit.

If you enjoy rolling up your sleeves and helping build the future of payments, we'd love to speak with you.