Technical Business Analyst (Fintech / Lending / Payments)

About Us

We are a U.S.-based fintech platform founded in 2021, focused on modernizing and digitizing the lending and payments ecosystem. Since our major release, we’ve helped 2,000+ customers secure financing and grown to a team of 30+ professionals across multiple countries.

We operate a multi-lender lending platform and are expanding into payments and financial infrastructure. Our roadmap is ambitious, and we’re building systems that require clarity, structure, and precision.

We’re looking for a Strong Middle or Senior Technical Business Analyst who thrives in complex fintech environments and takes ownership of turning ideas into clean, structured, build-ready specifications.

If you enjoy working at the intersection of product, engineering, compliance, and operations — this role is for you.

What You’ll Be Doing

• Translating high-level business vision into detailed, structured technical requirements
  
• Creating clear feature specifications ready for development (acceptance criteria, edge cases, flows)
  
• Designing and documenting:
  
  • End-to-end system workflows
    
  • Multi-party interactions (applicant, merchant, lender, internal ops)
    
  • Payments and money-movement logic
    
  • Role and permission matrices
    
• Modeling system integrations and data flows between internal and external services
  
• Collaborating closely with engineers on API design and integration-related decisions
  
• Working closely with Engineering, Product, and Operations to clarify requirements before development begins
  
• Supporting backlog grooming and prioritization with the PM
  
• Maintaining structured, version-controlled documentation in Confluence
  
• Identifying logic gaps, risk areas, and compliance concerns early in the design phase
  
• Assisting in API requirement definition and integration planning with third-party providers
  

What We Expect

• 4+ years of experience as a Business Analyst in a technical environment
  
• Strong experience in fintech (payments, lending, underwriting, or financial systems required)
  
• Hands-on experience with API analysis (REST; GraphQL is a plus)
  
• Ability to read and fully comprehend API documentation (e.g., Swagger / OpenAPI), identify gaps, risks, and dependencies
  
• Experience modeling system integrations and complex data flows
  
• Experience working with APIs, system integrations, and backend-driven platforms
  
• Strong documentation discipline — you create specs engineers appreciate
  
• Experience with Jira and Confluence (structured documentation, not just notes)
  
• Ability to create:
  
  • BPMN diagrams
    
  • UML diagrams
    
  • Sequence diagrams
    
  • State diagrams
    
• Strong stakeholder communication skills (English B2+ minimum)
  
• Ability to challenge assumptions and identify inconsistencies

What We Offer

• Fully remote work
  
• Transparent and competitive compensation
  
• A high-impact role in a fast-growing fintech platform
  
• Direct influence on architecture and product direction
  
• A team that values ownership, clarity, and smart execution
  
• 20 paid vacation/sick days per year

Originally posted on Himalayas