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IDFC FIRST Bank Linkedin · Posted 2mo ago

Product Manager-JLG

Mumbai, Maharashtra, India

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Job Requirements

Job Description

Job Title – Product Manager- Joint liability loans

Place of work – Mumbai, Naman Chambers

Business Unit – Rural Assets

Job Purpose:

The ideal candidate will have to review the following related to Joint liability loans

  • a) Product Management
  • b) Process Management
  • c) Market dynamics
  • d) P&L Management

Roles & Responsibilities:

Job Description:

  • Product Management: Developing on –going market insight, Identify sector trends. Evaluate competitors and offerings. Compare competitive products. Configure product SWOT & uncover opportunities.
  • Portfolio Review and Performance management: Development of market insight, Conducting Post Launch Product audits. Revaluate Competitor action. Analyze Product and Portfolio Performance. Refining/evaluating Pricing Structure. Adjusting marketing and Promotional Plans. Assess channel Performance. Rationalization of Portfolios.
  • Devising smooth/innovative customer journey end to end.
  • Process Streamlining: Customization/digitalization in the Loan process/system platform
  • Determines product pricing by utilizing market research data, costing etc.
  • Product Sales Support: Devising training module, imparting training to various team co-ordination with various support vertical, etc.
  • Coordinating with different stakeholders for smooth functioning of product.
  • Maintaining MIS and Product decks for periodic reviews.
  • Daily interaction with sales for reaching maximum and daily disbursal volumes for the product.

Educational Qualifications:

Graduate – Science /Commerce

Post Graduate – MBA (Marketing / Finance) from a reputed institute will be desirable

Experience:

  • 4 Years in Industry of Banks/NBFC/HFC
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