Global Onboarding Product Manager (Channels)
Indexed description
You will own the end-to-end onboarding journey, from merchant acquisition to activation, ensuring a seamless, compliant, and scalable experience that balances conversion, risk, and operational efficiency, ensuring measurable business impact.
You will collaborate with cross-functional teams including Engineering, Sales, Risk, Compliance, Legal, Operations, Marketing, and Design, to define product strategy, build roadmaps, and drive execution.
This role requires strong customer-centric thinking, data-driven decision-making, and deep knowledge of payments onboarding, KYC/KYB processes, and regulatory frameworks.
This is a high-impact role where you will balance growth, risk, and user experience while driving measurable business outcomes.
RESPONSIBILITIES
This position will be responsible for:
Product Strategy & Ownership
- Own the end-to-end onboarding product lifecycle: discovery, strategy, delivery, and continuous optimization
- Define and drive the onboarding product vision and roadmap across multiple markets (BR, MX, AR, CL, UY, EU...)
- Prioritize initiatives balancing global scalability with local regulatory needs
- Optimize the onboarding funnel (lead → application → verification → activation)
- Improve key metrics such as conversion rate, time-to-onboard, and activation rates
- Identify and eliminate friction points across the user journey
- Lead product discovery through user research, data analysis, and stakeholder insights
- Define problem spaces and validate solutions before development
- Run experiments (A/B testing) to continuously improve performance
- Design onboarding flows that balance UX, compliance (KYC/KYB, AML, PSD2), and fraud prevention
- Partner closely with Risk & Compliance to ensure regulatory adherence across markets
- Drive automation and straight-through processing (STP) to reduce manual effort and costs
- Collaborate with Engineering to build scalable, API-first onboarding systems
- Define requirements for integrations with third-party providers (identity verification, OCR, fraud tools, data enrichment)
- Contribute to system design discussions and ensure technical feasibility
- Define, track, and improve core KPIs:
- Conversion rate (application → activation)
- Time to onboard / time to first transaction
- Funnel drop-off rates
- Cost per onboarded merchant
- Risk acceptance and fraud rates
- NPS
- Build business cases and contribute to product P&L and ROI tracking
- 5+ years of experience in Product Management
- Strong experience in payments, fintech, acquiring, or onboarding platforms
- Proven record of accomplishment of building and scaling digital products with measurable impact
- Experience working in international / multi-market environments
- Strong understanding of onboarding flows, KYC/KYB processes, and regulatory environments
- Experience working with APIs, integrations, and platform-based architectures
- Ability to work hands-on with data (funnel analysis, experimentation, dashboards)
- Comfortable collaborating closely with engineering teams on technical topics
- Strong product ownership with a balance of strategic thinking and execution
- Customer-centric mindset with deep focus on UX and conversion
- Data-driven decision making and analytical problem-solving
- Ability to operate in ambiguity and fast-paced environments
- Strong stakeholder management and influencing skills
- Excellent communication and storytelling abilities
- Bachelor's degree in business, engineering, economics, or a related field
- MBA or postgraduate degree is a plus
- Fluent in Spanish & English
- Portuguese is a strong plus given collaboration with Brazil
- Experience in global payments or acquiring ecosystems
- Strong expertise in merchant onboarding platforms
- Experience managing product P&L and business cases
- Hands-on experience with third-party vendors and negotiations
- Understanding of regulatory environments across multiple geographies
- Experience driving platform or API-first product strategies
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