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Harnham - Data & Analytics Recruitment Reedcouk · Posted 26d ago

Data Scientist

London, United Kingdom GBP 45000-50000 / year Permanent Remote

Permanent Reedcouk
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Indexed description

DATA SCIENTIST


UP TO £50,000 + BENEFITS


LONDON


HYBRID WORKING POLICY - 2/3 DAYS A WEEK IN OFFICE


Join a leading insurance company as a Data Scientist, shaping how pricing strategies perform across a live portfolio. Using advanced analytics and loss-ratio insights, you'll challenge assumptions and refine risk selection. In doing so, you'll directly influence how millions of customers are priced in a digital-first environment.

THE COMPANY

This fast-growing digital insurer is reshaping the insurance market through a technology-led, data-driven approach, serving millions of customers across Europe. With consistent, profitable growth and ongoing investment in advanced analytics and pricing capability, the business continues to scale at pace while maintaining a strong focus on innovation and customer value.

THE ROLE


As a Data Scientist, you will analyse how pricing decisions perform across a live portfolio, using data-driven insights to assess whether outcomes align with pricing intent and commercial objectives.

Specifically, you can expect to be involved in the following:

  • Leveraging Python, SQL, and advance analytics to interrogate portfolio performance and evaluate modelled customer segments.
  • Using loss-ratio led insights to determine whether segments remain viable or require repricing, constraint, or redesign.
  • Translating complex data into clear, evidence-based recommendations to influence pricing and modelling strategies.
  • Collaborating cross-functionally with pricing, underwriting, and data teams to drive informed portfolio decisions.
  • Challenging assumptions and contributing to the continuous improvement of pricing models and risk selection approaches.

SKILLS AND EXPERIENCE

The successful Data Scientist will have the following skills and experience:

  • A strong academic background in mathematics, physics, or a related quantitative field.
  • Exceptional analytical and problem-solving skills.
  • Commercial awareness or interest in pricing, insurance, or customer behaviour modelling.
  • Proficiency in Python.
  • Strong communication skills, with the ability to explain complex ideas clearly and work collaboratively across teams.

BENEFITS

The successful Data Scientist will receive up to £50,000 as well as a comprehensive benefits package.

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