Sr. Software Engineer - Backend

At Snap Finance, we believe everyone deserves access to the things they need, regardless of credit history. Since 2012, we've used data, machine learning, and a more human approach to create flexible financing solutions that help people move forward. We're proud of our inclusive, supportive culture, built on empowering our customers, partners, and team members alike. When our people thrive, so does our innovation.

If you're looking to make an impact and grow with a team that values you, come join us!

Job Description

Position Overview

The Sr. Software Engineer is responsible for leading the design, development, and delivery of scalable enterprise applications and backend services while managing and mentoring high-performing Projects. This role partners closely with Product, Architecture, and cross-functional stakeholders to deliver secure, cloud-based software solutions that support business growth and operational excellence. The ideal candidate combines strong technical expertise with leadership, collaboration, and strategic problem-solving abilities.

How you'll make an impact:

• Lead the development and delivery of scalable, fault-tolerant backend services and enterprise-grade applications
• Manage and mentor multi-disciplinary software engineering teams while fostering a collaborative engineering culture
• Drive technical design and architecture decisions across backend systems, APIs, integrations, and cloud-based services
• Build and maintain enterprise-grade APIs using REST, JSON, and XML best practices
• Collaborate cross-functionally with Product, Engineering, and business stakeholders
• Support frontend integration efforts utilizing Angular or React
• Champion secure software development practices and application security initiatives
• Lead scalability, reliability, and cloud infrastructure modernization efforts
• Provide mentorship and technical guidance to engineering team members
• Contribute to Agile development processes and continuous improvement initiatives

• Bachelor’s degree in Computer Science or related technical field
• 7+ years of software engineering experience with 2+ years leading engineering teams
• Strong expertise in Java, Python, or Node.js
• Experience building enterprise-grade applications in lending, payments, fintech, or related industries
• Strong understanding of backend architecture, APIs, and microservices
• Experience with frontend technologies such as Angular or React
• Hands-on experience with AWS, Docker, OpenShift, and EC2
• Experience building secure applications and secure development practices
• Strong understanding of web technologies and integration patterns
• Experience working in Agile environments; SAFe preferred

• Experience leading cloud modernization or digital transformation initiatives
• Deep expertise in distributed systems and scalable microservices
• Background in highly regulated industries such as fintech or payments
• Experience driving CI/CD and DevOps improvements
• Strong mentorship and engineering leadership background
• Ability to balance technical leadership with business priorities
• Innovative problem-solving skills for complex engineering challenges
• Exposure to monitoring, observability, and infrastructure automation tools

• Generous paid time off
• Competitive medical, dental & vision coverage
• 401K with company match for US
• Company-paid life insurance
• Company-paid short-term and long-term disability
• Access to mental health and wellness resources
• Company-paid volunteer time to do good in your community
• Legal coverage and other supplemental options
• A value-based culture where growth opportunities are endless

Snap values diversity and all qualified applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Learn more by visiting our website at www.snapfinance.com.

California Residents, please review our California Consumer Privacy Act Notice at https://snapfinance.com/ccpa-notice