Software Development Engineer II - Trust Decisioning Platform

At Remitly, we believe everyone deserves the freedom to access, move, and manage their money wherever life takes them. Since 2011, we've tirelessly delivered on our promise to customers sending money globally, providing secure, simple, and reliable ways to manage their money, ensuring true peace of mind. Whether it's supporting loved ones back home, growing a business across continents, or pursuing new opportunities abroad, we're not just here to move money— we're here to move our global customers forward.

We're looking for builders, reimaginers, and global thinkers who want to work at the intersection of technology, trust, and transformation. If that's you and you're ready to do the most meaningful work of your career—we invite you to join over 2,800 passionate Remitlians worldwide who are united by our vision to transform lives with trusted financial services that transcend borders

About The Role

The Trust Decisioning Platform team builds real-time risk control plane that powers fraud and scam prevention across all of Remitly's product lines. Our systems give fraud operations teams and platform tenants the low-latency, explainable, and auditable decisioning tools they need to balance security with customer experience, from rule and policy execution to simulation capabilities, review tooling, and the feedback loops that continuously improve our risk controls.

As a Software Development Engineer II on the team, you'll design and build backend services at the center of this decisioning ecosystem. You'll work across our control plane to turn ML scores, contextual signals, and risk policies into real-time enforceable actions. You'll partner with data scientists, product managers, fraud analysts, and engineers across Transaction Integrity to translate complex risk problems into reliable, scalable systems that protect millions of customers globally. You'll report to the Senior Engineer Manager for Trust Decisioning. This role is based in our Seattle office.

You Will

• Design and implement scalable backend services and APIs using Kotlin and Go that power fraud detection and risk decisioning systems
• Collaborate with cross-functional partners including data scientists and product managers to translate business requirements into technical solutions
• Own the reliability and performance of your services by monitoring production systems, responding to incidents and implementing improvements
• Write clean, maintainable code with comprehensive test coverage and participate in code reviews to maintain high engineering standards
• Mentor junior engineers through pairing, code reviews and knowledge sharing

• 4+ years of professional software development experience building production backend systems
• Strong programming skills in Go, Kotlin or similar languages such as Java, Python or C++ with demonstrated ability to learn new technologies
• Experience designing and building distributed systems using cloud platforms, particularly AWS services
• Understanding of software engineering best practices including testing, version control, CI/CD and agile methodologies
• Ability to collaborate effectively with technical and non-technical stakeholders to solve complex problems
• Experience in translating emerging AI capabilities into practical, high-impact solutions.
• A degree in computer science, engineering or a related field, or equivalent experience

The starting base salary range for this position is typically $144,000–$180,000. In the U.S., Remitly employees are shareholders in our Company and equity is part of our total compensation plan. Your recruiter can share more information about medical benefits offered, as well as other financial benefits and total compensation components offered with this role.

Our Benefits:

• Flexible paid time off
• Health, dental, and vision + 401k plan with company matching
• Paid parental, medical, military and family care leave
• Mental Health & Family Forming Benefits
• Employee Stock Purchase Plan (ESPP)
• Continuing education and travel benefits

At Remitly, we believe that true innovation sparks when we come together. Our Connected Work Culture fosters dynamic in-person collaboration, where ideas ignite and challenging problems find solutions faster. For corporate team members, we have an in-office expectation of at least 50% of the time monthly, typically achieved by coming in three days a week. This creates a consistent, meaningful overlap that supports team norms and business needs. Managers also have the flexibility to set higher expectations based on their team's specific needs. These intentional in-office moments are vital for deepening relationships, fueling creativity, and ensuring your impact is felt where it matters most.

Remitly is an E-Verify Employer

At Remitly, we are dedicated to ensuring that our workplace offers equal employment opportunities to all employees and candidates, in full compliance with applicable laws and regulations.

Remitly is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Remitly is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.