YES BANK
Linkedin · Posted 2mo ago
Credit Manager
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Indexed description
Responsibilities
- Ensure quality Appraisal of credit for worthy borrowers.
- Ensure timely credit and transaction approvals for delegation under self.
- Follow up with seniors for credit / transaction approvals.
- Managing loan portfolio with respect to credit rating/quality.
- Identify de risk account / AL accounts.
- Monitoring of Team TAT and Productivity.
- Ensuring adherence to the credit policy and process.
- Review of Delinquency
- Review exceptions and approval for knocking.
- Respond on the Hindsight and Internal audit observations
- Conduct monthly Regional Council Meetings with all the stakeholders. SECTION III: KEY RESPONSIBILITIES/ ACCTABILITIES
- Discussion of observations with Seniors – ACH / RCH/ National Credit Manager and Chief Credit Officer
- Assessment of Credit Proposal / Case for his respective location / region
- Presentation of key observations to Senior Management on periodic basis
- Managing a team & drive the results/ goals set for self & Team.
- Assessment of Credit proposal, Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal
- Preparing CAM / Report which highlights the quality of information, which helps the decisioning of cases are senior level
- Monitoring of delinquency, exceptions, portfolio movement.
- Maintaining data as required by the Senior Management
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