Senior Product Manager, Cash Management

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best!

Benefits Offered By CoBank

• Careers with a purpose
• Time-Off Packages, 20 days of vacation, 10 paid sick days and 11 paid holidays
• Competitive Compensation & Incentive
• Hybrid work model: flexible arrangements for most positions
• Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
• Robust associate training and development with CoBank University
• Tuition reimbursement for higher education
• Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match
• Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution
• Associate Resource Groups: creating a culture of respect and inclusion
• Recognize a fellow associate through our GEM awards

The Senior Cash Management Product Manager is responsible for the overall strategy, roadmap, profitability, and performance of liquidity management solutions. This includes products such as cash concentration, investment sweeps, insured cash sweep, and account analysis. The ideal candidate will have a holistic understanding of cash management, including payables, receivables, and information reporting, to ensure solutions are integrated and aligned with client needs.

Essential Functions

• Possess deep knowledge of liquidity and treasury products, including competitive landscape, customer behavior, technology trends, and regulatory requirements.
• Lead the development of product strategies and roadmaps that drive customer value, operational efficiency, and sustained profitability.
• Partner closely with line of business teams to tailor liquidity solutions that meet client objectives across a wide range of industries and business sizes.
• Serve as subject matter expert in client engagements, including sales calls and strategic relationship meetings.
• Collaborate with internal partners (operations, technology, risk, compliance, finance, etc.) to define and deliver scalable, end-to-end liquidity experiences.
• Document and continuously refine policies, procedures, and processes related to liquidity products, ensuring operational readiness and risk mitigation.
• Manage relationships with third-party providers in partnership with vendor management, ensuring performance, innovation, and compliance with contractual obligations.

• Bachelor's Degree required
• Bachelor's degree may be substituted with four years of related experience (four years is in addition to what is minimally required for the role), or an equivalent combination of education and related experience.

• 7 years of product management experience in cash management and/or treasury management required
• 3 years of product management, strategy or consulting experience required
• 2 years of experience in the financial services or payments industry required
• Experience with launching and commercializing payments products.
• Deep knowledge of NACHA rules, Wire regulations, SWIFT, real time payments and FedNow.
• AAP, CTP certifications preferred.
• Experience with Agile product development methodology.

The typical base pay range for this role is between $121,000 - $148,900. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law.

CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore.

REASONABLE ACCOMMODATION

We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing [email protected]. Include your contact information and specific details about your requested accommodation.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time.

CoBank is an Equal Opportunity Employer.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran.