Portfolio Manager Senior

This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Portfolio Manager Senior in the United States.

This senior-level role sits at the core of commercial credit portfolio management, combining credit expertise, client engagement, and leadership responsibilities. You will oversee a portfolio of large commercial loans, ensuring strong asset quality, profitability, and alignment with organizational risk appetite. The position plays a key role in shaping credit decisions through detailed financial analysis, underwriting support, and structured recommendations. You will act as a trusted advisor to lenders and clients, contributing to relationship management and deal execution. In addition, you will guide and mentor junior credit professionals while ensuring consistency in credit practices and documentation standards. This is a high-impact role in a performance-driven environment where sound judgment and analytical rigor directly influence portfolio outcomes and business growth.

Accountabilities:

In this role, you will manage the performance, risk, and growth of a commercial loan portfolio while supporting credit decisions and client engagement activities. You will also contribute to team development and ensure strong credit discipline across processes.

• Lead end-to-end management of a commercial loan portfolio, including annual reviews, covenant monitoring, and collateral analysis
• Oversee credit underwriting activities, including preparation of credit memos, financial spreads, and supporting documentation
• Participate in client meetings, underwriting discussions, credit presentations, and loan closings
• Identify, assess, and mitigate credit risks through detailed financial and qualitative analysis
• Review and support loan documentation, including commitment letters and related legal materials
• Collaborate with senior leadership to maintain appropriate portfolio risk levels and compliance with credit policies
• Support cross-sell and business development initiatives alongside relationship managers and lenders
• Mentor and guide credit analysts, portfolio managers, and other junior team members

Requirements

This role requires strong expertise in commercial credit analysis, portfolio management, and banking operations, along with the ability to operate effectively in a client-facing, leadership-oriented environment.

• 7–10 years of experience in commercial lending, credit analysis, or financial services
• Bachelor’s degree in Finance, Accounting, Business, or a related field preferred
• Strong understanding of credit policy, banking regulations, and loan documentation standards
• Proven ability to analyze complex financial statements, tax returns, and credit risk profiles
• Experience preparing credit memos, underwriting packages, and portfolio reporting materials
• Strong leadership, mentoring, and team collaboration skills
• Excellent communication and interpersonal abilities for client and stakeholder interaction
• High proficiency with internal banking systems and reporting tools
• Strong organizational skills with the ability to manage multiple priorities

Benefits

• Competitive compensation package (salary details not disclosed in source)
• Full-time exempt position with stable career growth opportunity
• Exposure to large-scale commercial credit portfolios and complex lending structures
• Opportunity to lead, mentor, and develop credit and portfolio management talent
• Professional development within a structured banking and credit environment
• Equal opportunity employer committed to inclusive hiring practices
• Reasonable workplace accommodations available for individuals with disabilities.

How Jobgether works: We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team. We appreciate your interest and wish you the best! Why Apply Through Jobgether? Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time. #LI-CL1